House Purchase and Sale Agreement
A house purchase-sale agreement (bāṛi kraẏa-bikraẏa chukti / bainanama) is the contract that commits a buyer and seller to a sale of built residential property. It is signed when the buyer pays the earnest money and typically some time before the final registered Saf Kabala deed. This is the single most important document a private house-buyer signs, because everything about the deal — the exact price, what fixtures are included, warranties on title, timing of possession, penalty if either side backs out, and the registration process — is fixed here. The Registration (Amendment) Act, 2004 made this agreement itself compulsorily registrable, so treating it as an informal receipt is legally risky. On ChuktiQ you can draft, preview and sign the digital version for your own record, then take the printed copy to the Sub-Registrar for the mandatory registration.
What this agreement typically contains
- Seller's and buyer's full identity, NID, address, phone
- Complete legal description of the property — mouza, khatian, dag no., area, built-up area, boundaries
- Price in figures and words
- Earnest money already paid + acknowledgement receipt
- Balance payment schedule (dates and instalments)
- List of fixtures / fittings included in the sale
- Seller's warranty of clear title and absence of encumbrances
- Date and place of the final Saf Kabala registration
- Possession-handover date
- Penalty / forfeiture clause if either party defaults
- Signatures of parties, at least two witnesses, and (for the Bainanama itself) registration formalities
Frequently asked questions
- Is an unregistered Bainanama enforceable in Bangladesh?
- No. The Registration (Amendment) Act, 2004 made every contract for sale of immovable property compulsorily registrable, and Section 17A of the Registration Act, 1908 makes an unregistered Bainanama inadmissible as evidence of the contract. That means a buyer who has paid earnest money on an unregistered Bainanama cannot sue the seller for specific performance if the seller backs out. Register within 60 days of execution, as required by Section 17A(2) — the window is strict.
- What is the difference between a Bainanama and a Saf Kabala?
- A Bainanama is the sale-agreement stage: the buyer pays earnest money (usually 10-25% of the price), both sides commit, and the deed fixes the balance-payment date and target date for the final registered deed. Ownership does NOT transfer here. A Saf Kabala is the final registered sale deed executed at the Sub-Registrar's office after full payment — legal ownership transfers only when this deed is registered.